Some years pass quietly. 2025 wasn't one of them.
Between market swings, geopolitical shocks, and a news cycle that never seemed to pause, this year tested patience across the board. And yet, as we close out December, the real story isn't about what the markets did. It's about how we responded.
2025
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Many people don’t regret being retired. They regret how they got there.1
“I wish I had saved earlier.”
“I didn’t think long-term care would matter.”
“I should’ve waited to claim Social Security.”
Hindsight hits hard when it’s tied to your potential freedom and options.
The good news? There may still be...
It’s possible for one economy to tell two different stories. One of growth, opportunity, and abundance. Another of constraint, anxiety, and scarcity.
This isn't new. But recent economic data makes the divide unusually visible. Recognizing this divide can change how we think about (and react to) the...
These conversations aren’t easy.
Bringing up long-term care or estate planning with aging parents can feel like stepping on a landmine—awkward, emotional, maybe even a little intrusive.
But if you wait until something happens—a fall, a diagnosis, a hospital stay—you're not just having the conversation...
Inflation has been the boogeyman of the economy for months.
Sticky prices. Rising gas costs. A looming rate hike.
The latest report provided useful data for planning ahead.
When inflation cools—even slightly—it can affect everything from interest rates to your travel budget. September's numbers...
Rethinking Retirement: Why True Wealth Is More Than Money
You’ve mapped out your dream retirement. Maybe it’s a cozy beach town, golf twice a week, time with family, or finally starting that side project.
But here’s the truth most planning overlooks: even with a solid financial plan, your ideal...
A comfortable retirement doesn’t come with a fixed price tag.
Expenses can change over time, and some of the most important ones are easy to overlook.
That’s one reason about 45% of retirees could run out of money in retirement.1
The good news? That outcome isn’t inevitable. The key is recognizing...
The Dow crosses 45,000. Your brain whispers: "This has to be the top."
The market drops 15%. Your brain screams: "Get out before it gets worse!"
Different scenarios. Same result: your brain hijacking your long-term investment strategy.
If you've ever felt paralyzed by market highs or panicked during...
Over the course of your investing life, you’ll encounter market lows and highs. Headlines often spotlight the extremes, especially when markets reach record levels. Take, for example: “Stocks Hit Record Highs. What’s Behind the Rally.”1
All-time highs have an interesting effect on investor behavior...
As spring arrives and the weather warms up, many people turn their attention to cleaning out closets and organizing their homes. According to a recent survey, about 80% of Americans have spring cleaning on their radar this year.1 While most focus on the physical space, spring is also a great time to...
What makes one investor stick with their strategy through market swings while another panics and pulls out?
Often, it comes down to mindset.
Your investing mindset can shape how you make decisions, respond to volatility, and pursue financial goals.1 Without a strategy that aligns with that mindset, it...
Tax season might not spark joy, but a refund sure can.
In 2025, the IRS estimates the average federal income tax refund will top $3,170.1 That means a lot of folks are suddenly asking the same question: What should I do with it?
Splurge? Save? Invest?
The good news: there’s no one-size-fits-all answer...